| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| ACSI | 682,200 | 103,172,000 | 5 | 151 |
| ADCSI | 176,100 | 30,846,000 | 2 | 152 |
| BG | 47,000 | 4,048,000 | 4 | 151 |
| DECSI | 361,000 | 96,304,000 | 7 | 151 |
| Dire | 4,900 | 828,000 | 4 | 151 |
| DMCPSC | 1,200 | 69,000 | 1 | 151 |
| Eshet | 18,800 | 2,392,000 | 3 | 151 |
| Harbu | 22,400 | 1,757,000 | 2 | 151 |
| Meklit | 12,200 | 1,395,000 | 4 | 151 |
| Metemamen | 10,500 | 650,000 | 6 | 151 |
| OCSSCO | 502,700 | 69,565,000 | 3 | 151 |
| OMO | 323,600 | 31,385,000 | 4 | 151 |
| PEACE | 17,200 | 2,462,000 | 3 | 151 |
| SFPI | 33,600 | 2,750,000 | 3 | 151 |
| Sidama | 53,400 | 1,162,000 | 6 | 151 |
| Wasasa | 49,300 | 5,798,000 | 4 | 151 |
| Wisdom MFI | 45,300 | 5,500,000 | 6 | 147 |
| Institution Type | Bank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | Shedehva Optat |
| Regions active | Ruvuma |
| # Branches | 1 |
| Total Portfolio (nat'l) | TZS 4,748,143,743 |
| Total Portfolio (USD) | USD 2,986,253.93 |
| Active clients with loans | 1,069.80 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | Community Bank Association |
| Funders | Financial Sector Deepening, Agricultural Trust Fund |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | TZS 300,000 - 6,000,000 | 12 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Salaried worker | Group Mtgs, Business Training | |||||||
| Small Business Loan | TZS 1,000,000 - 45,000,000 | 3 - 18 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
| Solidarity Group Loan | TZS 500,000 - 3,500,000 | 1 - 12 | 40% - 60% | 20% - 40% | Business, Agriculture | Women, Men, Must run agricultural activities or business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Salary Loan | 24.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 48.7% - 57.2% | 50% - 59.8% | 41 | ||||||||
| Small Business Loan | 10.00%-24.00% annual, Flat | 3 Fees | 1 Ins | None | N/A | 58.6% - 71.7% | 61.2% - 77% | 15 | ||||||||
| Solidarity Group Loan | 10.00%-30.00% annual, Flat | 2 Fees | 1 Ins | None | 30.00% upfront | 14.2% - 94.9% | 22.9% - 242.9% | 8 |
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