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Institution

Swadhaar FinServe Pvt. Ltd. 5/39 Shree Om Co-operative Housing SocietyGuru Narayan Road, Santacruz (E)Mumbai, MaharashtraPO Box 400001
Data approved: 2013-01-22
Data version: 3
Age of data: 133 months

Institution

AMK - Angkor microheranhvatho (Kampuchea) # 442, St. 193, Toul Svayprey 1ChamkarmornPhnom Penh, Cambodia855
Data approved: 2011-09-30
Data version: 3
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.swadhaar.com/
Year established2008
Head of InstitutionVeena Mankar
Regions activeGujarat, Maharashtra
# Branches30

Total Portfolio (nat'l)INR 909,845,169
Total Portfolio (USD)USD 17,166,889.98
Active clients with loans92,891
Approximate % female clients80% - 100%
Approximate % urban clients100%
Network affiliations

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.amkcambodia.com/
Year established2003
Head of InstitutionPete Power
Regions active0
# Branches86

Total Portfolio (nat'l)KHR 166,196,000,000
Total Portfolio (USD)USD 42,472,783.03
Active clients with loans262,731
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsCMA, SPTF
FundersAgora, Concern

Loan Products » Summary

87,428 Borrowers
USD 15,265,990.89 Portfolio
Active Product
5,072 Borrowers
USD 1,392,004.70 Portfolio
Active Product
391 Borrowers
USD 508,894.40 Portfolio
Active Product

Loan Products » Summary

39,631 Borrowers
USD 7,298,481.52 Portfolio
Active Product
5,933 Borrowers
USD 1,296,044.12 Portfolio
Active Product
2,394 Borrowers
USD 201,826.25 Portfolio
Active Product
69 Borrowers
USD 7,432.38 Portfolio
Active Product
127,291 Borrowers
USD 18,064,341.83 Portfolio
Active Product
3,158 Borrowers
USD 554,423.14 Portfolio
Active Product
15,534 Borrowers
USD 4,499,502.07 Portfolio
Active Product
226 Borrowers
USD 80,184.73 Portfolio
Active Product
860 Borrowers
USD 135,026.78 Portfolio
Active Product
1,180 Borrowers
USD 1,142,170 Portfolio
Active Product
63,785 Borrowers
USD 7,565,552.31 Portfolio
Active Product
1,239 Borrowers
USD 978,771.51 Portfolio
Active Product
64 Borrowers
USD 77,987.28 Portfolio
Active Product
112 Borrowers
USD 132,620 Portfolio
Active Product
607 Borrowers
USD 93,321.36 Portfolio
Active Product
648 Borrowers
USD 113,922 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Swahit - Individual Loan with Joint Liability INR 8,000 - 34,000 24 100% 100% Business Women, Have business, Specific age group, Med HH Inc, Urban HH Credit Educ, Credit Ins
Swayog - Individual Business Loan INR 8,000 - 75,000 3 - 12 0% - 20% 100% Business Women, Men, Have business, Specific age group, Urban HH, The client must be the owner of the business. Credit Ins
Top Up Loan INR 2,000 - 5,000 12 100% 100% Business Women, Have business, Specific age group, Med HH Inc, Urban HH Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Credit Line (KHR) KHR 50,000 - 1,000,000 3 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Other Training
Credit Line (THB) THB 500 - 10,000 1 - 24 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Emergency Loan (KHR) KHR 10,000 - 400,000 1 - 10 80% - 100% 0% - 20% Other Women, Men, Have home or land, Specific age group Other Training
Emergency Loan (THB) THB 500 - 4,000 1 - 10 80% - 100% 0% - 20% Other Women, Men, Have home or land Credit Educ, Group Mtgs, Credit Ins
End of Term Loan (KHR) KHR 10,000 - 1,000,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Other Training
End of Term Loan (THB) THB 500 - 10,000 1 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
individual Inst ID (KHR) KHR 400,000 - 8,000,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Other Training
Inst ID (THB) THB 5,000 - 80,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ
Inst VB (THB) THB 500 - 10,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Inst-ID USD USD 500 - 2,000 3 - 18 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Other Training
Inst-VB (KHR) KHR 10,000 - 1,000,000 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Other Training
Seasonal Loan (KHR) KHR 500,000 - 6,000,000 3 - 12 80% - 100% 0% - 20% Any Purpose, For seasonal purpose only Women, Men, Have business, Have home or land, Must have regular income for eligible monthly interest payment Credit Educ, Group Mtgs
Seasonal Loan (THB) THB 5,000 - 60,000 3 - 12 80% - 100% 0% - 20% Any Purpose, Seasonal purpose only Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Seasonal Loan (USD) USD 100 - 1,500 3 - 12 80% - 100% 0% - 20% Any Purpose, Seasonal loan requirement only Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Credit Ins
Easy Loan (KHR) KHR 10,000 - 1,000,000 1 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Salaried worker, Specific age group Credit Educ, Other Training
Easy Loan (USD) USD 50 - 250 3 - 12 80% - 100% 0% - 20% Business Women, Men, Have business, Specific age group Credit Educ, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 25.8% 26.8% - 26.9% 27.9% - 28% Yes Yes Yes 100
Swayog - Individual Business Loan 28.1% - 29.9% 31.5% - 35% 32.8% - 37% Yes Yes Yes 100
Top Up Loan 26% - 26.2% 27.8% - 28.1% 28.8% - 29.2% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.8% - 26.9% 27.9% - 28% 93
Swayog - Individual Business Loan 30.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 31.5% - 35% 32.8% - 37% 85
Top Up Loan 26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.8% - 28.1% 28.8% - 29.2% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit Line (KHR) 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Credit Line (THB) 33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Emergency Loan (KHR) 30.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Emergency Loan (THB) 30.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
End of Term Loan (KHR) 36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
End of Term Loan (THB) 33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
individual Inst ID (KHR) 27.6%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Inst ID (THB) 27.6%-33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Inst VB (THB) 31.2% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Inst-ID USD 26.4%-31.2% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Inst-VB (KHR) 33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Seasonal Loan (KHR) 31.2%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Seasonal Loan (THB) 31.2%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Seasonal Loan (USD) 28.8%-32.4% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Easy Loan (KHR) 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Easy Loan (USD) 27.6%-33.6% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Swahit - Individual Loan with Joint Liability 25.8% 26.8% - 26.9% 27.9% - 28% Yes Yes Yes 100
Swayog - Individual Business Loan 28.1% - 29.9% 31.5% - 35% 32.8% - 37% Yes Yes Yes 100
Top Up Loan 26% - 26.2% 27.8% - 28.1% 28.8% - 29.2% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Swahit - Individual Loan with Joint Liability 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.8% - 26.9% 27.9% - 28% 93
Swayog - Individual Business Loan 30.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 31.5% - 35% 32.8% - 37% 85
Top Up Loan 26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 27.8% - 28.1% 28.8% - 29.2% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Credit Line (KHR) 36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Credit Line (THB) 33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Emergency Loan (KHR) 30.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Emergency Loan (THB) 30.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
End of Term Loan (KHR) 36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
End of Term Loan (THB) 33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
individual Inst ID (KHR) 27.6%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Inst ID (THB) 27.6%-33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Inst VB (THB) 31.2% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Inst-ID USD 26.4%-31.2% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Inst-VB (KHR) 33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Seasonal Loan (KHR) 31.2%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Seasonal Loan (THB) 31.2%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Seasonal Loan (USD) 28.8%-32.4% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Easy Loan (KHR) 30.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Easy Loan (USD) 27.6%-33.6% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
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Institution Price Graph
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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