| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://kazamagrameen.org/ |
| Year established | 1991 |
| Head of Institution | Marlou R. Concepcion |
| Regions active | |
| # Branches | 28 |
| Total Portfolio (nat'l) | PhP 145,279,953 |
| Total Portfolio (USD) | USD 3,475,596.96 |
| Active clients with loans | 26,607 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | |
| Funders |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Kuldip Maity |
| Regions active | 0 |
| # Branches | 87 |
| Total Portfolio (nat'l) | INR 1,296,000,000 |
| Total Portfolio (USD) | USD 28,800,000 |
| Active clients with loans | 234,790 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Multi-Purpose Loan | PHP 2,000 - 10,000 | 3 - 6 | 80% - 100% | 20% - 40% | Any Purpose | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Project Loan 1 | PHP 5,000 - 14,000 | 3 - 6 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Project Loan 2 | PHP 15,000 - 29,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Project Loan 3 | PHP 30,000 - 150,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Have home or land, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | INR 5,000 - 25,000 | 11 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women | Group Mtgs, Credit Ins, Other Training | |||||||
| Samridhhi | INR 8,000 - 25,000 | 13 - 18 | 80% - 100% | 0% - 20% | Any Purpose | Women | Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Multi-Purpose Loan | 20.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 43.1% | 43.1% | 46 | ||||||||
| Project Loan 1 | 30.0% annual, Flat | 0 Fees | 0 Ins | None | 50.00 ongoing | 62.5% - 64.1% | 67% - 71.2% | 43 | ||||||||
| Project Loan 2 | 30.0% annual, Flat | 0 Fees | 1 Ins | None | 5.0% upfront 50.00 ongoing | 61.8% - 63.2% | 83.3% - 95.1% | 34 | ||||||||
| Project Loan 3 | 20.0% annual, Flat | 1 Fee | 1 Ins | None | 5.0% upfront 50.00 ongoing | 56.1% - 57.2% | 73.7% - 76.3% | 26 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | 0% | 29.7% | 33.3% | N/A | ||||||||||
| Samridhhi | 0% | 26.3% | 29% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Multi-Purpose Loan | 20.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 43.1% | 43.1% | 46 | ||||||||
| Project Loan 1 | 30.0% annual, Flat | 0 Fees | 0 Ins Ins | None | 50.00 ongoing | 62.5% - 64.1% | 67% - 71.2% | 43 | ||||||||
| Project Loan 2 | 30.0% annual, Flat | 0 Fees | 1 Ins Ins | None | 5.0% upfront 50.00 ongoing | 61.8% - 63.2% | 83.3% - 95.1% | 34 | ||||||||
| Project Loan 3 | 20.0% annual, Flat | 1 Fee | 1 Ins Ins | None | 5.0% upfront 50.00 ongoing | 56.1% - 57.2% | 73.7% - 76.3% | 26 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | 0% | 29.7% | 33.3% | N/A | ||||||||||
| Samridhhi | 0% | 26.3% | 29% | N/A |
| Key Statistics | |
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