| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.nwtf.ph/ |
| Year established | 1984 |
| Head of Institution | Dr. Cecilia D. del Castillo |
| Regions active | |
| # Branches | 50 |
| Total Portfolio (nat'l) | PhP 607,833,441 |
| Total Portfolio (USD) | USD 14,541,469.88 |
| Active clients with loans | 98,363 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | |
| Funders |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | N/A |
| Website address | N/A |
| Year established | 2006 |
| Head of Institution | Kuldip Maity |
| Regions active | 0 |
| # Branches | 87 |
| Total Portfolio (nat'l) | INR 1,296,000,000 |
| Total Portfolio (USD) | USD 28,800,000 |
| Active clients with loans | 234,790 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | PHP 1,000 - 30,000 | 3 - 12 | 80% - 100% | 20% - 40% | Business | Women | Group Mtgs, Credit Ins, Business Training, Other Training, Insurance - life, accident, burial assistance for member & family, Savings / Medical and dental missions | |||||||
| Green Loan | PHP 1,800 - 3,400 | 6 - 12 | 80% - 100% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | Tech Asst Visits | |||||||
| Individual Loan | PHP 30,000 - 150,000 | 3 - 24 | 80% - 100% | 0% - 20% | Business | Women, Have business | ||||||||
| Special Loan | PHP 1,000 - 150,000 | 3 - 36 | 80% - 100% | 0% - 20% | Business, Housing, Education | Women, Have business | ||||||||
| Special Loan - Asset Acquisition Loan | PHP 30,000 - 150,000 | 12 - 36 | 80% - 100% | 0% - 20% | Business, Productive assets | Women, Men, Have business |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | INR 5,000 - 25,000 | 11 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women | Group Mtgs, Credit Ins, Other Training | |||||||
| Samridhhi | INR 8,000 - 25,000 | 13 - 18 | 80% - 100% | 0% - 20% | Any Purpose | Women | Group Mtgs, Credit Ins, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 1.00 ongoing | 69.7% - 85.6% | 97.2% - 118.7% | 27 | ||||||||
| Green Loan | 30.0% annual, Flat | 2 Fees | 0 Ins | None | N/A | 86.3% - 87.3% | 87.2% - 88.2% | 34 | ||||||||
| Individual Loan | 30.0% annual, Flat | 2 Fees | 1 Ins | None | 5.0% upfront 1.00 ongoing | 70.1% - 87.6% | 81.2% - 101.6% | 33 | ||||||||
| Special Loan | 30.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 67.2% - 85.6% | 67.2% - 85.9% | 41 | ||||||||
| Special Loan - Asset Acquisition Loan | 30.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.0% upfront | 52.1% - 63.4% | 59.6% - 74.7% | 47 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | 0% | 29.7% | 33.3% | N/A | ||||||||||
| Samridhhi | 0% | 26.3% | 29% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 5.0% upfront 1.00 ongoing | 69.7% - 85.6% | 97.2% - 118.7% | 27 | ||||||||
| Green Loan | 30.0% annual, Flat | 2 Fees | 0 Ins Ins | None | N/A | 86.3% - 87.3% | 87.2% - 88.2% | 34 | ||||||||
| Individual Loan | 30.0% annual, Flat | 2 Fees | 1 Ins Ins | None | 5.0% upfront 1.00 ongoing | 70.1% - 87.6% | 81.2% - 101.6% | 33 | ||||||||
| Special Loan | 30.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 67.2% - 85.6% | 67.2% - 85.9% | 41 | ||||||||
| Special Loan - Asset Acquisition Loan | 30.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 52.1% - 63.4% | 59.6% - 74.7% | 47 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pragati | 0% | 29.7% | 33.3% | N/A | ||||||||||
| Samridhhi | 0% | 26.3% | 29% | N/A |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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