2. SAFRAGEMC
Please note that the information you are viewing is 152 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Disha Microfin
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

San Francisco Growth Enhancement Multi-Purpose Cooperative National HighwayBarangay 5San Francisco, Agusan del Sur8501
Data approved: 2011-11-15
Data version: 1
Age of data: 152 months

Institution

Disha Microfin Pvt Ltd B-404, NIRMAN COMPLEXOPP. HAVMOR RESTAURANT, NAVRANGPURAAHMEDABAD, GUJARAT380009
Data approved: 2010-10-25
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addresshttp://www.safragemc.com/
Year established1989
Head of InstitutionFederico A. Blanco
Regions active
# Branches7

Total Portfolio (nat'l)PhP 17,991,734.28
Total Portfolio (USD)USD 430,424.27
Active clients with loans3,306
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliationsMASSPECC, NATCCO, Oikocredit
FundersMetro South Cooperative Bank, Land Bank of the Philippines, MASSPECC, SEEDFinance

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established1995
Head of InstitutionSAMEER NANAVATI
Regions active0
# Branches10

Total Portfolio (nat'l)INR 100,000,000
Total Portfolio (USD)USD 2,222,222.22
Active clients with loans11,200
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

Cycle
1,171 Borrowers
USD 229,420.89 Portfolio
Active Product

Loan Products » Summary

Gati
6,100 Borrowers
USD 1,033,333 Portfolio
Active Product
Pragati
5,100 Borrowers
USD 1,188,889 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Cycle Loan PHP 5,000 - 25,000 3.7 - 12.1 80% - 100% 0% - 20% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Business Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gati INR 8,000 - 11,000 10.7 80% - 100% 0% - 20% Business, Housing, Consumer, Education Women Credit Educ, Group Mtgs, Other Training
Pragati INR 15,000 - 17,000 10.7 80% - 100% 0% - 20% Business Women Credit Educ, Group Mtgs, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Cycle Loan 24.0%-30.0% annual, Flat 2 Fees 2 Ins None 3.0% upfront 20.00 ongoing 70.9% - 86% 98.2% - 115.6% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati 0% 34% - 34.8% 34% - 34.8% N/A
Pragati 0% 34.2% 34.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati 31.7% annual, Decl Bal 2 Fees 0 Ins None N/A 34% - 34.8% 34% - 34.8% N/A
Pragati 31.7% annual, Decl Bal 1 Fee 0 Ins None N/A 34.2% 34.2% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Cycle Loan 24.0%-30.0% annual, Flat 2 Fees 2 Ins Ins None 3.0% upfront 20.00 ongoing 70.9% - 86% 98.2% - 115.6% 22

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati 0% 34% - 34.8% 34% - 34.8% N/A
Pragati 0% 34.2% 34.2% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati 31.7% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 34% - 34.8% 34% - 34.8% N/A
Pragati 31.7% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 34.2% 34.2% N/A
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