| Institution Type | RurBank |
| Is this institution regulated? | Yes |
| Website address | N/A |
| Year established | 1997 |
| Head of Institution | IAN ERIC S. PAMA |
| Regions active | |
| # Branches | 3 |
| Total Portfolio (nat'l) | PhP 28,130,268 |
| Total Portfolio (USD) | USD 672,972.92 |
| Active clients with loans | 1,772 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Rural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC), Iloilo Federation of Rural Bankers |
| Funders |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.finca.org/ |
| Year established | 1998 |
| Head of Institution | Tom Kocsis |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kilimanjaro, Manyara, MaraMbeya, Morogoro, Mwanza, Pwani, Ruvuma, ShinyangaSingida, Tabora, Tanga |
| # Branches | 26 |
| Total Portfolio (nat'l) | TZS 38,061,836,434 |
| Total Portfolio (USD) | USD 23,938,261.91 |
| Active clients with loans | 79,129 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 40% - 60% |
| Network affiliations | FINCA International, FINCA Microfinance Holding Company LLC, Tanzania Association of Microfinance Institutions |
| Funders | Responsibility, Triple Jump, International Finance Corporation (IFC), KFW |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BUGANA | PHP 3,000 - 150,000 | 2 - 12 | 80% - 100% | 0% - 20% | Any Purpose | Women, Men, Farmers with Multiple Sources of Income | Credit Ins | |||||||
| LEADS ME | PHP 5,000 - 150,000 | 2 - 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | TZS 500,000 - 30,000,000 | 3 - 18 | 20% - 40% | 80% - 100% | Any Purpose | Women, Men, Have business | Credit Educ, Tech Asst Visits | |||||||
| Small Group Loan | TZS 350,000 - 4,000,000 | 6 - 12 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits | |||||||
| Village Banking Loan | TZS 30,000 - 3,000,000 | 6 - 10 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 59.7% - 61.6% | 59.7% - 61.6% | 59 | ||||||||
| Small Group Loan | 64.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 66.7% - 68.1% | 78.9% - 80.6% | 80 | ||||||||
| Village Banking Loan | 78.0% annual, Decl Bal | 0 Fees | 0 Ins | None | 10.0% upfront 2,000.00 ongoing | 76% | 89.8% - 97.4% | 84 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loan | 36.0%-60.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 59.7% - 61.6% | 59.7% - 61.6% | 59 | ||||||||
| Small Group Loan | 64.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 66.7% - 68.1% | 78.9% - 80.6% | 80 | ||||||||
| Village Banking Loan | 78.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | 10.0% upfront 2,000.00 ongoing | 76% | 89.8% - 97.4% | 84 |
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