Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
1st Valley Bank	38,900	48,291,000	3	153
AJDFI	13,100	884,000	6	153
ARDCI	44,600	9,403,000	1	153
ASA Philippines	333,400	29,282,000	1	153
ASHI	35,400	5,231,000	6	153
ASKI	60,000	15,247,000	4	153
Bangko Kabayan	8,900	2,373,000	2	153
BSEI	600	73,000	2	153
CBI	8,100	2,010,000	5	153
CCT	70,300	9,504,000	4	153
CEV	35,400	5,111,000	4	153
DSPI	59,300	3,676,000	3	153
ECLOF	5,400	1,836,000	4	153
FCB	12,000	2,392,000	2	153
FMB	2,700	710,000	2	153
GM Bank	23,500	1,553,000	3	153
HSPFI	19,100	1,899,000	2	153
JVOFI	1,300	281,000	1	153
Katipunan Bank	42,100	5,325,000	2	153
KDCI	20,500	2,095,000	3	153
KGI	32,300	3,421,000	4	153
KMBI	245,000	15,098,000	1	153
LTMPC	37,400	8,935,000	3	153
Mallig Plains	6,500	641,000	2	153
MILAMDEC	29,800	3,278,000	2	153
MWIMPC	11,800	1,740,000	4	152
NWTF	105,500	12,698,000	5	153
OFMPC	4,400	964,000	1	153
PBC	50,700	10,434,000	4	153
PCSD	700	167,000	1	153
PMPC	23,500	5,565,000	8	153
RB Angeles	900	1,502,000	2	153
RB Labason	500	289,000	1	153
RBLI	5,200	1,026,000	2	153
RBMI	11,900	1,750,000	2	153
RMB	100	173,000	1	153
RSPI	39,600	2,834,000	4	153
SAFRAGEMC	1,100	229,000	1	153
Salve	10,900	1,191,000	3	153
SEDP	27,000	3,914,000	3	153
TSKI	212,900	25,187,000	2	153
TSPI	264,500	31,290,000	7	153
Valient	1,700	672,000	2	153

Loan Conditions

Loan Amount

Currency	INR
Minimum loan size	INR 6,000
Maximum loan size	34,000

Loan Term and Grace Period

Shortest loan term	12.0 months
Longest loan term	24.0 months
Approx average	0

Distribution at Disbursement (Est.)

Loans 3 months or less	N/A
Between 4 and 6 months	N/A
Between 7 and 9 months	N/A
Between 10 and 12 months	N/A
Between 13 and 18 months	N/A
Longer than 18 months	N/A

Grace Period

Grace period usage	0
Average grace period	0

Repayment Frequency

Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthly	x
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest

Upfront Fees

	Fee 1
Description	Processing Fees (2.76%) - including service tax
% of loan amount - min	2.76%
% of loan amount - max	2.76%
OR, Fixed amount - min	0
Fixed amount - max	0
Reason for variation
Appears on Repayment Sched?	No

Ongoing Fees

This product has no ongoing fees

Upfront Insurance Fees

	Ins 1
Description	Insurance Fees
% of loan amount - min	0
% of loan amount - max	0
OR, Fixed amount - min	90
Fixed amount - max	310
Reason for variation
Appears on Repayment Sched?	No

Ongoing Insurance Fees

This product has no ongoing insurance fees

Compulsory Deposit

Required for	Never
Criteria	N/A
Is deposit indicated on the repayment schedule?	N/A
Do borrowers control deposit in their group?	N/A

Deposit BEFORE or AT Disbursement

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A

Deposits DURING period payments

% loan amount deposited	N/A
or, Fixed-amount deposited	N/A
Conditions on access to deposit	N/A

Interest Paid on Deposit

Minimum interest rate paid	N/A
Maximum interest rate paid	N/A
Interest payment frequency	N/A

Taxes

Are taxes charged on this product?

No

Additional Comments

FEES: At the time of disbursement we collect:\rProcessing Fee: 2.76% of loan amount (including service tax)\r\rInsurance Fee: Minimum of 9 and Max of 31\r\rACCESS TO DEPOSIT: It can be accessed at the end of loan term OR at the time of loan foreclosure\r\rINSTALLMENT SCHEDULE: Processing Fees, Insurance Fees and Security Deposit (margin money) are not included in the repayment schedule as it is a system generated schedule. Details for these fees are included in the receipts given to the client at the time of disbursement.\r\rBROKEN PERIOD INTEREST: As in samples of the Swahit product, broken period interest may be charged upfront to some clients due to deferment in instalments dates.

Swahit - Individual Loan with Joint Liability Price Graphs