| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.pride-tz.org |
| Year established | 1993 |
| Head of Institution | Mr Rashid Malima |
| Regions active | Arusha, Dar es Salaam, Dodoma, Iringa, Kagera, Kigoma, Kilimanjaro, Lindi, Manyara, MaraMbeya, Morogoro, Mtwara, Mwanza, Pemba North, Pwani, Rukwa, Ruvuma, ShinyangaSingida |
| # Branches | 70 |
| Total Portfolio (nat'l) | TZS 52,981,652,027 |
| Total Portfolio (USD) | USD 33,321,793.73 |
| Active clients with loans | 102,278 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | TZS 300,000 - 3,000,000 | 5 - 12 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Premium Group | TZS 3,000,000 - 35,000,000 | 6 - 24 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Group Mtgs, Credit Ins | |||||||
| Salary Loan | TZS 100,000 - 15,000,000 | 6 - 24 | 40% - 60% | 80% - 100% | Any Purpose | Women, Men, Salaried worker |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group product (MEC loan product) | 30.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 3,000.00 ongoing | 52.8% - 54.9% | 97% - 141.6% | 25 | ||||||||
| Premium Group | 22.0%-24.0% annual, Flat | 1 Fee | 1 Ins | None | 25.0% upfront 13,000.00 ongoing | 43% - 43.3% | 77.9% - 80.5% | 27 | ||||||||
| Salary Loan | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 39.4% - 42.6% | 39.4% - 42.6% | 88 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Banco Solidario | 79,700 | 221,716,000 | 1 | 159 |
| CEPESIU | 2,000 | 939,000 | 4 | 159 |
| COAC 4 Octubre | 2,200 | 5,771,000 | 2 | 159 |
| COAC Ambato | 1,300 | 16,415,000 | 2 | 159 |
| COAC FondVida | 2,500 | 4,200,000 | 4 | 159 |
| COAC LaBenefica | 2,500 | 8,482,000 | 6 | 159 |
| COAC MCCH | 5,300 | 10,020,000 | 2 | 159 |
| COAC Nacional | 30,700 | 27,129,000 | 2 | 159 |
| COAC San José | 10,400 | 29,133,000 | 5 | 159 |
| COAC SanAntonio | 1,000 | 2,384,000 | 3 | 159 |
| COAC SantaAnita | 2,000 | 2,532,000 | 6 | 159 |
| Codesarrollo | 14,400 | 40,328,000 | 7 | 159 |
| Coop San Miguel | 1,800 | 4,754,000 | 5 | 156 |
| CooP VPR | 700 | 1,052,000 | 4 | 159 |
| Cooprogreso | 7,900 | 32,244,000 | 4 | 159 |
| Credi Fe | 100,900 | 380,039,000 | 4 | 159 |
| D^Miro | 36,900 | 27,692,000 | 9 | 152 |
| DECOF | 2,200 | 705,000 | 2 | 159 |
| Espoir | 62,100 | 21,036,000 | 5 | 159 |
| FODEMI | 28,200 | 12,924,000 | 3 | 159 |
| Fundacion Alternativa | 4,300 | 5,545,000 | 2 | 159 |
| FUNDAMIC | 2,000 | 1,468,000 | 2 | 159 |
| INSOTEC | 7,000 | 6,047,000 | 4 | 159 |
| Luz del Valle | 6,400 | 11,300,000 | 3 | 159 |
| ProCredit | 43,800 | 211,941,000 | 2 | 159 |
| PS Ambato | 5,600 | 2,771,000 | 1 | 159 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
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