| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| KBL | 468,300 | 120,082,000 | 16 | 108 |
| KF | 233,600 | 41,416,000 | 4 | 107 |
| NRSP | 399,900 | 70,157,000 | 3 | 108 |
| ASA | 230,400 | 29,637,000 | 3 | 108 |
| TMFB | 221,200 | 85,449,000 | 7 | 108 |
| FMFB | 163,544 | 38,481,323 | 9 | 126 |
| TRDP | 100,000 | 13,817,000 | 3 | 108 |
| PRSP | 75,656 | 9,907,176 | 3 | 126 |
| BRAC^P | 57,300 | 11,869,000 | 3 | 108 |
| SRSO | 51,100 | 7,775,000 | 3 | 108 |
| SSF | 46,000 | 4,776,000 | 3 | 108 |
| FINCA | 82,000 | 43,559,000 | 9 | 108 |
| JWS | 36,000 | 6,545,000 | 2 | 108 |
| RCDS | 35,552 | 4,856,122 | 4 | 126 |
| DAMEN | 35,185 | 7,150,864 | 1 | 126 |
| FFO | 22,400 | 3,335,000 | 3 | 108 |
| OLP | 21,400 | 3,510,000 | 3 | 108 |
| CSC | 17,600 | 3,147,000 | 1 | 108 |
| AMRDO | 13,800 | 1,206,000 | 5 | 108 |
| WMBL | 13,800 | 6,105,000 | 3 | 108 |
| Mojaz | 13,400 | 2,415,000 | 2 | 108 |
| SDF | 11,500 | 1,041,000 | 4 | 108 |
| POMFB | 8,500 | 2,795,000 | 4 | 108 |
| OPD | 7,500 | 918,000 | 2 | 108 |
| AGAHE | 7,300 | 797,000 | 2 | 108 |
| NRDP | 6,184 | 1,521,972 | 3 | 126 |
| GBTI | 6,100 | 669,000 | 3 | 126 |
| WASIL | 4,300 | 1,135,000 | 2 | 108 |
| Micro Options | 4,000 | 768,000 | 5 | 108 |
| VDO | 3,900 | 489,000 | 3 | 126 |
| SVDP | 3,900 | 811,000 | 13 | 126 |
| SRDO | 3,500 | 766,000 | 4 | 108 |
| OSDI | 2,000 | 923,000 | 3 | 108 |
| APMBL | 1,800 | 1,401,000 | 3 | 108 |
| BEDF | 1,400 | 209,000 | 3 | 126 |
| KCDO | 800 | 94,000 | 1 | 126 |
| Institution Type | Private 'For-Profit' |
| Is this institution regulated? | Yes |
| Website address | http://www.sharemicrofin.com/ |
| Year established | 2000 |
| Head of Institution | Mr. M. Udaia Kumar |
| Regions active | 0 |
| # Branches | 990 |
| Total Portfolio (nat'l) | INR 22,076,816,363 |
| Total Portfolio (USD) | USD 490,595,919.20 |
| Active clients with loans | 2,807,147 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Sa-Dhan, MFIN, WWB, Alpha |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joint Liability Group Loan | INR 2,000 - 25,000 | 12 | 80% - 100% | 0% - 20% | Business, only for Income Generating Activities | Women, Have business, Have home or land, Qualify for a test on Financial education , Training provided on Financial education | Credit Educ, Group Mtgs, Tech Asst Visits | |||||||
| Micro Enterprise Loan | INR 15,000 - 300,000 | 6 - 24 | 80% - 100% | 0% - 20% | Business | Women, Have business, Have home or land | ||||||||
| Personal Loans | INR 9,000 - 99,000 | 6 - 24 | 20% - 40% | 20% - 40% | Any Purpose | Women, Men, Have home or land, Salaried worker |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joint Liability Group Loan | 34.8% | 34.8% | 35.9% | 100 | ||||||||||
| Micro Enterprise Loan | 0% | 27.4% - 33.7% | 28.4% - 35% | N/A | ||||||||||
| Personal Loans | 0% | 28.1% - 30% | 28.9% - 30.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joint Liability Group Loan | 19.8%-24.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 34.8% | 35.9% | 55 | ||||||||
| Micro Enterprise Loan | 24.9% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 27.4% - 33.7% | 28.4% - 35% | 80 | ||||||||
| Personal Loans | 24.9% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 28.1% - 30% | 28.9% - 30.8% | 83 |
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