2. COOPEDU
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  2. Empowerment
Please note that the information you are viewing is 157 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

COOPEDU District KICUKIROKIGALIB.P 4053 KIGALI
Data approved: 2011-09-16
Data version: 1
Age of data: -   months 
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Institution

Empowerment Micro Finance institution ltd 72, Sikoongo RoadSiavonga, Zambia, Souther ProvinceP.O.BOX 183
Data approved: 2011-12-12
Data version: 1
Age of data: 157 months

Institution Details

Institution TypeCooperative
Is this institution regulated?N/A
Website addresshttp://www.coopedu.rw/
Year established1997
Head of InstitutionMUREBWAYIRE Denise
Regions active0
# Branches6

Total Portfolio (nat'l)RWF 2,111,647,837
Total Portfolio (USD)USD 3,579,064.13
Active clients with loans15,283
Approximate % female clients60% - 80%
Approximate % urban clients80% - 100%
Network affiliationsAMIR
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.celim.it/
Year established2008
Head of InstitutionElisa Morrone
Regions active
# Branches2

Total Portfolio (nat'l)ZMK 2,360,550,702
Total Portfolio (USD)USD 456,145.06
Active clients with loans1,559
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsAmiz, Mix Market
FundersRural Finance Programme/IFAD, European Union, CeLIM NGO

Loan Products » Summary

Avance Sur Salaire
140 Borrowers
USD 121,260 Portfolio
Active Product
Credit Decouvert
15 Borrowers
USD 84,746 Portfolio
Active Product
Credit Deplacement
7 Borrowers
USD 34,321 Portfolio
Active Product
Credit Equipments
8 Borrowers
USD 5,733 Portfolio
Active Product
Credit Femmes Entrepreneurs
250 Borrowers
USD 178,463 Portfolio
Active Product
Credit Group D'Epargne Et Credit
224 Borrowers
USD 179,210 Portfolio
Active Product
Credit Minerval
5 Borrowers
USD 3,210 Portfolio
Active Product
Credit Ordinaire
654 Borrowers
USD 2,813,989 Portfolio
Active Product
Credit Quinzaine
26 Borrowers
USD 3,072 Portfolio
Active Product

Loan Products » Summary

Agriculture
73 Borrowers
USD 38,260.87 Portfolio
Active Product
Individual
870 Borrowers
USD 343,257.28 Portfolio
Active Product
Salary
51 Borrowers
USD 18,014.51 Portfolio
Active Product
Sol Grp
521 Borrowers
USD 46,667.90 Portfolio
Active Product
School Fee
30 Borrowers
USD 1,352.66 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Avance Sur Salaire RWF 94,800 - 3,500,000 1 - 24 40% - 60% 80% - 100%
Credit Decouvert 0 0 60% - 80% 80% - 100%
Credit Deplacement 0 0 20% - 40% 80% - 100%
Credit Equipments 0 0 40% - 60% 80% - 100%
Credit Femmes Entrepreneurs RWF 300,000 - 2,000,000 6 - 12 80% - 100% 80% - 100%
Credit Group D'Epargne Et Credit RWF 300,000 - 2,400,000 4 - 12 80% - 100% 80% - 100%
Credit Minerval 0 0 80% - 100% 80% - 100%
Credit Ordinaire RWF 300,000 - 2,000,000 12 - 60 60% - 80% 80% - 100%
Credit Quinzaine 0 0 40% - 60% 80% - 100%

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Input Loan ZMK 2,000,000 - 6,000,000 10 - 11 20% - 40% 0% - 20% Business, Agriculture Women, Men, Small scale farmers, minimum one hectare Business Training, Microcredit Scheme
Individual Loan ZMK 500,000 - 7,000,000 4 - 12 40% - 60% 0% - 20% Business Women, Men, Have business Credit Ins, Household Approach, Monthly follow up of clients
Salary Backed Loan ZMK 500,000 - 7,000,000 2 - 10 20% - 40% 60% - 80% Any Purpose Women, Men, Salaried worker
Solidarity Group Loan ZMK 400,000 - 1,200,000 4 - 10 60% - 80% 0% - 20% Business Women, Men, Have business Record Keeping Training, Household Approach Training, Monthly Monitoring

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Avance Sur Salaire 20.40%-0.00% annual, Decl Bal 1 Fee 1 Ins N/A 0% - 24.4% 22.1% - 26.4%
Credit Decouvert 0.00% annual, 0 0 Fees 0 Ins 51.9% - 59.4% 53.3% - 65%
Credit Deplacement 0.00% annual, 0 0 Fees 0 Ins 21% - 21.7% 34.3% - 37.9%
Credit Equipments 0.00% annual, 0 0 Fees 0 Ins 25.1% - 25.2% 45.7% - 46.9%
Credit Femmes Entrepreneurs 13.20%-0.00% annual, Flat 1 Fee 1 Ins 57.9% - 59% 109.9% - 111.1%
Credit Group D'Epargne Et Credit 24.00%-0.00% annual, Decl Bal 1 Fee 1 Ins 14.1% - 30.4% 27.9% - 84.8%
Credit Minerval 0.00% annual, 0 0 Fees 0 Ins 19% - 19.1% 31.1% - 33.8%
Credit Ordinaire 20.40%-0.00% annual, Decl Bal 1 Fee 0 Ins N/A 0% - 22.5% 21.8% - 24%
Credit Quinzaine 0.00% annual, 0 0 Fees 0 Ins 47.6% 49.8%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Input Loan 42.0% annual, Flat 0 Fees 1 Ins None N/A 56.6% - 56.8% 64.4% - 64.6% 65
Individual Loan 48.0% annual, Flat 1 Fee 0 Ins None N/A 69.7% - 82.9% 69.7% - 82.9% 62
Salary Backed Loan 30.0%-42.0% annual, Flat 1 Fee 0 Ins None N/A 48.9% - 50.6% 48.9% - 50.6% 60
Solidarity Group Loan 42.0%-60.0% annual, Flat 1 Fee 0 Ins None N/A 68.6% - 96% 68.6% - 96% 50

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Avance Sur Salaire 20.40%-0.00% annual, Decl Bal 1 Fee 1 Ins Ins N/A 0% - 24.4% 22.1% - 26.4%
Credit Decouvert 0.00% annual, 0 0 Fees 0 Ins Ins 51.9% - 59.4% 53.3% - 65%
Credit Deplacement 0.00% annual, 0 0 Fees 0 Ins Ins 21% - 21.7% 34.3% - 37.9%
Credit Equipments 0.00% annual, 0 0 Fees 0 Ins Ins 25.1% - 25.2% 45.7% - 46.9%
Credit Femmes Entrepreneurs 13.20%-0.00% annual, Flat 1 Fee 1 Ins Ins 57.9% - 59% 109.9% - 111.1%
Credit Group D'Epargne Et Credit 24.00%-0.00% annual, Decl Bal 1 Fee 1 Ins Ins 14.1% - 30.4% 27.9% - 84.8%
Credit Minerval 0.00% annual, 0 0 Fees 0 Ins Ins 19% - 19.1% 31.1% - 33.8%
Credit Ordinaire 20.40%-0.00% annual, Decl Bal 1 Fee 0 Ins Ins N/A 0% - 22.5% 21.8% - 24%
Credit Quinzaine 0.00% annual, 0 0 Fees 0 Ins Ins 47.6% 49.8%

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Input Loan 42.0% annual, Flat 0 Fees 1 Ins Ins None N/A 56.6% - 56.8% 64.4% - 64.6% 65
Individual Loan 48.0% annual, Flat 1 Fee 0 Ins Ins None N/A 69.7% - 82.9% 69.7% - 82.9% 62
Salary Backed Loan 30.0%-42.0% annual, Flat 1 Fee 0 Ins Ins None N/A 48.9% - 50.6% 48.9% - 50.6% 60
Solidarity Group Loan 42.0%-60.0% annual, Flat 1 Fee 0 Ins Ins None N/A 68.6% - 96% 68.6% - 96% 50
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