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Institution

Village Financial Services Private Limited Village TowerF-15, Geetanjali Park; 18/3A, Kumud Ghoshal RoadKolkata, West Bengal700057
Data approved: 2011-02-22
Data version: 1
Age of data: -   months 

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established2006
Head of InstitutionKuldip Maity
Regions active0
# Branches87

Total Portfolio (nat'l)INR 1,296,000,000
Total Portfolio (USD)USD 28,800,000
Active clients with loans234,790
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

211,569 Borrowers
USD 25,518,718 Portfolio
Active Product
23,221 Borrowers
USD 3,282,286 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pragati INR 5,000 - 25,000 11 - 12 80% - 100% 0% - 20% Any Purpose Women Group Mtgs, Credit Ins, Other Training
Samridhhi INR 8,000 - 25,000 13 - 18 80% - 100% 0% - 20% Any Purpose Women Group Mtgs, Credit Ins, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 0% 29.7% 33.3% N/A
Samridhhi 0% 26.3% 29% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 10.0% annual, Flat 1 Fee 0 Ins None N/A 29.7% 33.3% 30
Samridhhi 12.0% annual, Flat 1 Fee 0 Ins None N/A 26.3% 29% 41
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Action000135
Adok Timo4,200570,0004166
BIMAS11,1004,679,0007135
ECLOF Kenya20,5005,455,0008135
Equity Bank135,50094,746,0009135
Family Bank43,20090,700,0005166
Jamii Bora2,4003,374,0004135
Juhudi Kilimo10,4004,436,0002135
KADET12,9005,402,0004135
K-Rep000135
K-Rep Bank65,00028,743,0004166
KWFT DTM294,600165,982,0006135
LKL13,1009,311,00010127
MKL18,2005,989,0006112
Opportunity Kenya9,1004,866,0005135
PAWDEP40,9007,133,0002135
RAFODE2,900356,0001135
SISDO7,3003,657,00011135
Yehu14,0003,149,00011135
Caps / Zoom options
Key Statistics
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Loan Portfolio (USD)
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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