2. Wisigara
Please note that the information you are viewing is 137 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Seilanithih
Please note that the information you are viewing is 133 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Union des CLECAM Wisigara RubavuGisenyi, Western RwandaPO Box 588
Data approved: 2012-11-07
Data version: 2
Age of data: 137 months
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Institution

Seilanithih Limted No. 46, St. 141, Sangkat Veal Vong, 7 MakaraN/APhnom Penh, Phnom PenhN/A
Data approved: 2010-09-22
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressn/a
Year established2003
Head of InstitutionFlorent Majyambere
Regions activeBurera, Gakenke, Musanze, Ngororero, Nyabihu, Rubavu
# Branches11

Total Portfolio (nat'l)RWF 579,013,264
Total Portfolio (USD)USD 904,708.23
Active clients with loans2,177
Approximate % female clients40% - 60%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersTerrafina, Banque Rwandaise Developpement, AQUADEV, RaboBank

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addressN/A
Year established1996
Head of InstitutionMr. Kuch Setha
Regions active0
# Branches7

Total Portfolio (nat'l)N/A
Total Portfolio (USD)N/A
Active clients with loans8,911
Approximate % female clientsN/A
Approximate % urban clientsN/A
Network affiliations
Funders

Loan Products » Summary

Agriculture
1,039 Borrowers
USD 529,287.62 Portfolio
Active Product
Commerce
1,062 Borrowers
USD 189,401.16 Portfolio
Active Product
Other
76 Borrowers
USD 186,019.45 Portfolio
Active Product

Loan Products » Summary

Consumption Loan (Baht)
18 Borrowers
USD 7,716.94 Portfolio
Active Product
Consumption Loan (Riel)
85 Borrowers
USD 32,562.68 Portfolio
Active Product
Consumption Loan (USD)
579 Borrowers
USD 459,879 Portfolio
Active Product
Group KHR
1,193 Borrowers
USD 589,858.23 Portfolio
Active Product
Group THB
1,203 Borrowers
USD 661,278.97 Portfolio
Active Product
Indiv THB
1,148 Borrowers
USD 771,159.50 Portfolio
Active Product
Indiv KHR
2,509 Borrowers
USD 1,530,381.03 Portfolio
Active Product
Indiv USD
2,176 Borrowers
USD 2,021,693.34 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan RWF 20,000 - 1,000,000 3 - 24 0% - 20% 0% - 20% Business Women, Men Credit Educ, Business Training, Other Training
Commerce Loan RWF 20,000 - 2,000,000 3 - 12 20% - 40% 0% - 20% Business, Housing, Consumer, Education Women, Men, Have business Credit Educ, Business Training, Other Training
Others Loan RWF 100,000 - 2,000,000 3 - 12 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ, Business Training, Education Finance

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumption Loan (Baht) THB 4,000 - 200,000 0 40% - 60% 0% - 20% Any Purpose
Consumption Loan (Riel) KHR 400,000 - 20,000,000 0 60% - 80% 0% - 20% Any Purpose
Consumption Loan (USD) USD 100 - 5,000 0 40% - 60% 0% - 20% Any Purpose
Group Loan (KHR) KHR 100,000 - 3,000,000 0 60% - 80% 0% - 20% Business Credit Ins
Group Loan (THB) THB 1,000 - 30,000 0 60% - 80% 0% - 20% Business Credit Ins
Individual Loan (THB) THB 4,000 - 200,000 0 60% - 80% 0% - 20% Business Credit Ins
Individual Loan (KHR) KHR 400,000 - 20,000,000 0 60% - 80% 0% - 20% Business Credit Ins
Individual Loan (USD) USD 100 - 5,000 0 60% - 80% 0% - 20% Business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 24.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 19.7% - 29.3% 29.9% - 42.4% 63
Commerce Loan 24.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 27.8% - 78.1% 40.8% - 110.7% 39
Others Loan 24.00%-60.00% annual, Decl Bal 2 Fees 1 Ins None 20.00% upfront 27.3% - 78.1% 42.5% - 110.7% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumption Loan (Baht) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None 5.0% upfront #N/A #N/A N/A
Consumption Loan (Riel) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins None 5.0% upfront #N/A #N/A N/A
Consumption Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront #N/A #N/A N/A
Group Loan (KHR) 3.0%-3.5% annual, Decl Bal 0 Fees 0 Ins None 5.0% upfront #N/A #N/A N/A
Group Loan (THB) 3.0% annual, Decl Bal 0 Fees 0 Ins None 5.0% upfront 6.00% ongoing #N/A #N/A N/A
Individual Loan (THB) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None 5.0% upfront #N/A #N/A N/A
Individual Loan (KHR) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins None 5.0% upfront #N/A #N/A N/A
Individual Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins None 3.0% upfront #N/A #N/A N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 24.00% annual, Decl Bal 2 Fees 1 Ins Ins None 20.00% upfront 19.7% - 29.3% 29.9% - 42.4% 63
Commerce Loan 24.00% annual, Decl Bal 2 Fees 1 Ins Ins None 20.00% upfront 27.8% - 78.1% 40.8% - 110.7% 39
Others Loan 24.00%-60.00% annual, Decl Bal 2 Fees 1 Ins Ins None 20.00% upfront 27.3% - 78.1% 42.5% - 110.7% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumption Loan (Baht) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None 5.0% upfront #N/A #N/A N/A
Consumption Loan (Riel) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins Ins None 5.0% upfront #N/A #N/A N/A
Consumption Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront #N/A #N/A N/A
Group Loan (KHR) 3.0%-3.5% annual, Decl Bal 0 Fees 0 Ins Ins None 5.0% upfront #N/A #N/A N/A
Group Loan (THB) 3.0% annual, Decl Bal 0 Fees 0 Ins Ins None 5.0% upfront 6.00% ongoing #N/A #N/A N/A
Individual Loan (THB) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None 5.0% upfront #N/A #N/A N/A
Individual Loan (KHR) 2.5%-3.5% annual, Decl Bal 0 Fees 0 Ins Ins None 5.0% upfront #N/A #N/A N/A
Individual Loan (USD) 2.5%-3.0% annual, Decl Bal 0 Fees 0 Ins Ins None 3.0% upfront #N/A #N/A N/A
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Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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