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Institution

Kungoma Financial Services Ltd Permanent House, 1st floor room 145L, along Cairo RoadLusaka
Data approved: 2011-12-12
Data version: 1
Age of data: 120 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionBrian Kofi Kunda
Regions active
# Branches1

Total Portfolio (nat'l)ZMK 96,120,000
Total Portfolio (USD)USD 18,573.91
Active clients with loans43
Approximate % female clients20% - 40%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

13 Borrowers
USD 5,615.37 Portfolio
Low Volume Product
30 Borrowers
USD 12,958.54 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Personal loan ZMK 500,000 - 5,000,000 1 - 12 20% - 40% 80% - 100% Any Purpose, Mostly used for business Women, Men, Reliable income or some kind of collateral Credit Educ
Salary support ZMK 500,000 - 5,000,000 1 - 12 20% - 40% 80% - 100% Any Purpose Women, Men, Salaried worker Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Personal loan 180.0% annual, Decl Bal 1 Fee 1 Ins None N/A 194.4% - 235.1% 222.7% - 265.1% 75
Salary support 180.0% annual, Decl Bal 1 Fee 1 Ins None N/A 200.4% - 256.5% 229.8% - 288.3% 72
Institution Price Graph
Institution # Borrowers Portfolio (US$) Products Age of Data
Banco Solidario79,700221,716,0001127
CEPESIU2,000939,0004127
COAC 4 Octubre2,2005,771,0002127
COAC Ambato1,30016,415,0002127
COAC FondVida2,5004,200,0004127
COAC LaBenefica2,5008,482,0006127
COAC MCCH5,30010,020,0002127
COAC Nacional30,70027,129,0002127
COAC San José10,40029,133,0005127
COAC SanAntonio1,0002,384,0003127
COAC SantaAnita2,0002,532,0006127
Codesarrollo14,40040,328,0007127
Coop San Miguel1,8004,754,0005124
CooP VPR7001,052,0004127
Cooprogreso7,90032,244,0004127
Credi Fe100,900380,039,0004127
D^Miro36,90027,692,0009120
DECOF2,200705,0002127
Espoir62,10021,036,0005127
FODEMI28,20012,924,0003127
Fundacion Alternativa4,3005,545,0002127
FUNDAMIC2,0001,468,0002127
INSOTEC7,0006,047,0004127
Luz del Valle6,40011,300,0003127
ProCredit43,800211,941,0002127
PS Ambato5,6002,771,0001127
Caps / Zoom options
Key Statistics
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# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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