| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.fassil.com.bo/ |
| Year established | 1996 |
| Head of Institution | Juan Ricardo Mertens Olmos |
| Regions active | 0 |
| # Branches | 28 |
| Total Portfolio (nat'l) | BOB 417,407,294 |
| Total Portfolio (USD) | USD 60,935,371.39 |
| Active clients with loans | 17,296 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | ASOFIN |
| Funders | Santa Cruz de la Sierra Financial Group S.A., Nacional Vida Seguros de Personas S.A. |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credifassil Microempresas | BOB 1,014 - 410,060 | 3 - 60 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
| Credifassil Microempresas (USD) | USD 600 - 29,700 | 3 - 72 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
| Credifassil Pyme | BOB 7,000 - 1,186,786 | 3 - 48 | 40% - 60% | 40% - 60% | Business | Women, Men, Have business | Credit Ins | |||||||
| Credifassil Pyme (USD) | USD 2,488 - 160,000 | 3 - 120 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Ins, Ahorro | |||||||
| Credito Vivienda (USD) | USD 5,000 - 199,600 | 12 - 360 | 40% - 60% | 60% - 80% | Housing | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro | |||||||
| Libre Disponibilidad (Microempresas y Pyme) | BOB 1,522 - 212,100 | 3 - 60 | 40% - 60% | 20% - 40% | Any Purpose | Women, Men, Have home or land, Salaried worker | Credit Ins, Ahorro | |||||||
| Libre Disponibilidad (Microempresas y Pyme) (USD) | USD 1,050 - 20,000 | 3 - 60 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Credifassil Microempresas | 13.0%-26.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credifassil Microempresas (USD) | 14.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
| Credifassil Pyme | 16.0%-26.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Credifassil Pyme (USD) | 18.0%-28.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
| Credito Vivienda (USD) | 19.0%-20.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Libre Disponibilidad (Microempresas y Pyme) | 19.0%-29.0% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 0% | 0% | N/A | ||||||||
| Libre Disponibilidad (Microempresas y Pyme) (USD) | 21.0%-31.0% annual, Decl Bal | 2 Fees | 0 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AgroCapital | 21,900 | 16,894,000 | 11 | 165 |
| ANED | 5,400 | 6,579,000 | 3 | 124 |
| Banco FIE | 231,100 | 569,322,000 | 6 | 124 |
| BancoSol | 215,300 | 861,418,000 | 30 | 124 |
| CIDRE | 8,500 | 126,578,000 | 8 | 124 |
| Coop Fatima | 6,300 | 44,280,000 | 7 | 165 |
| CRECER | 166,900 | 134,626,000 | 13 | 124 |
| Diaconia | 67,000 | 85,734,000 | 2 | 124 |
| Ecofuturo | 59,200 | 226,839,000 | 5 | 124 |
| EMPRENDER | 8,700 | 2,380,000 | 3 | 165 |
| Fassil FFP | 57,600 | 325,081,000 | 5 | 124 |
| FONCRESOL | 3,900 | 9,573,000 | 3 | 124 |
| FONDECO | 14,200 | 24,274,000 | 3 | 124 |
| Fortaleza | 20,100 | 164,530,000 | 13 | 124 |
| FUBODE | 29,400 | 24,444,000 | 7 | 124 |
| FUNBODEM | 8,600 | 15,798,000 | 9 | 124 |
| IDEPRO | 10,400 | 40,479,000 | 2 | 124 |
| IMPRO | 2,400 | 2,885,000 | 4 | 124 |
| ProCredit | 84,300 | 257,487,000 | 8 | 165 |
| PRODEM | 44,900 | 62,529,000 | 4 | 124 |
| ProMujer BOL | 115,200 | 50,753,000 | 3 | 124 |
| Sartawi | 14,600 | 26,842,000 | 8 | 124 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
