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Case Study: Standardized Loan Documentation in Bosnia & Herzegovina

Published on November 3, 2011

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Languages available: English French

For policymakers and regulators considering new pricing disclosure policy or financial institutions looking to revise their loan documentation, this case study is the place to start. The Bosnian microfinance industry is governed by a policy that specifies calculation and disclosure requirements for effective interest rates on loans and requires that microfinance institutions (MFIs) deliver clear, communicative repayment schedules to their clients. This case study assesses the effectiveness of these regulations in impacting MFI practices.

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