Pricing Regulation

Welcome to MFTransparency’s dedicated truth-in-lending regulation platform. Here you will find a variety of resources describing truth-in-lending legislation and client protection regulation and practices. On this page, MFTransparency, together with its key partners, has researched and listed regions and countries implementing truth in lending laws. When you click on each country/region, you will find country pages showing overview of the law, a link to more detailed legal analysis and additional resources.


Country/ Region Has T-in-L legislation? Applies to Standard Formula? Calculation method Pricing Comp Banned Pricing Practices Comunicated to Client Data reviewed
Nom Comp Int Fee Ins Tax Dep
Zambia2012All lendersEIRxxxxxFlatContracts
Schedules
In Branch		01-2015
South Africa2008All lendersTotal Cost of CreditxxxContracts
Schedules
Media		01-2015
Bolivia2013All LendersAPRxxxxFlatContracts
Rep Scheds
In Branch
Media		12-2014
Ecuador2014All lendersEIRxxxxxxN/AIn Branch
Media
Repscheds
Media		12-2014
Philippines2012All lenders except NGOsEIR xxxxFlatContracts,
Schedules,
In Branches		11-2014
India2014NBFC-MFIsAPRxxxxFlat, Dep, PenalityContracts
Schedules
In Branch
Media		10-2014
European Union2008All LendersEIRxxxxxxFlatMedia
In Branch
Contracts
Rep Scheds
11-2014
Algeria
Azerbaijan
Bangladesh
Egypt
Ethiopia
Indonesia
Jordan
Kenya
Lebanon
Malawi
Morocco
Mozambique
Nepal
Pakistan
Palestine
Rwanda
Tanzania
Tunisia
Uganda
Vietnam
 No Countries without Truth in Lending regulation

 

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Additional Resources

Please also check other microfinance industry resource centers for articles and publications relevant to truth-in-lending laws.